Managing Debt Before Retirement
Managing Debt Before Retirement Managing debt before retirement is crucial. Carrying consumer debt in retirement can quickly reduce your monthly cash flow, or mean is you have to withdraw from retirement [...]
One Simple Word
One Simple Word If you have a fixed annuity, you get a fixed rate of return. If you add one simple word, "indexed", you create a fixed indexed annuity. In other [...]
The Social Security Tax Trap
The Social Security Tax Trap Retirees face multiple income traps. Many will see a portion of their Social Security income make its way onto the taxable income line of their 1040s. [...]
Is Your HSA Working For You?
Is Your HSA Working For You? If you have a Health Savings Account (HSA) option, the benefits are worth the investment. The tax benefits magnify the advantage of investing in, say, [...]
August, 2021 Market Brief
August 2021 Market Brief: Each month, Craig Moser, CFP®, CRPC®, records and produces Market Brief. The goal is to share his experience and insights related to various financial markets. This concise overview looks at [...]
The New Funny Money
The New Funny Money Cryptocurrency and bitcoin are the new funny money. Specifically, it's a form of digital payment exchanged online. Many companies issue their own currencies (tokens) which are only [...]
Life Insurance Payout Considerations
Life Insurance Payout Considerations There are several life insurance payout considerations. It’s important to understand those options so that you choose the right one for your situation. Do you want a [...]
Long-Term Healthcare Crisis in America
lL Long-Term Heathcare Crisis in America Here’s the odd thing: people are living a long time; average life expectancy is nearly 80 years in the US. I [...]
Debunking Annuity Myths
Debunking Annuity Myths Don't overlook the benefits that annuities provide during your retirement planning years. Yes, some myths make them appear to be a lousy choice, but there are reasons to [...]
July, 2021 Market Brief
July 2021 Market Brief: Each month, Craig Moser, CFP®, CRPC®, records and produces Market Brief. The goal is to share his experience and insights related to various financial markets. This concise overview looks at [...]
